Frequently Asked Questions

A home is a big investment of time and money. Homeowners insurance is designed to protect that investment. Through homeowners insurance you can protect yourself from a huge loss in the event of a disaster. If you have a mortgage on your home, you are required to carry homeowners insurance.

Absolutely, doing this can reduce your premiums if you have the Commercial Auto Lay Up Endorsement.   It allows for the lay-up of specified covered vehicles for a specified time period. 

When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.

We offer a range of life insurance options including term life, whole life, and universal life insurance.

The amount of life insurance you need will depend on factors such as your income, debts, and family's financial needs. Our agents can help you determine the appropriate amount of coverage.

Term life insurance provides coverage for a specified term, while whole life insurance provides coverage for your entire life and includes a savings component.